Category: Anti-Money Laundering
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Leveraging AI to perform AML Gap Analysis: A Practical Guide to Reviewing AML Policies Under EU AMLD Requirements
AI tools and agentic solutions are increasingly embedded into regulatory and compliance operations. One of the most practical and immediately valuable use cases for legal and compliance professionals is AML policy gap analysis: a usually structured assessment process used to identify whether an AML policy (or, more broadly, a collection of AML policies and procedures)…
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Outsourcing AML Functions Under the EU AML Framework: A Practical Guide for Obliged Entities
Outsourcing has become a defining feature of modern compliance operating models. Banks, payment institutions, crypto-asset service providers (CASPs), investment firms, e-money institutions, insurers and other regulated entities increasingly rely on third-party providers for onboarding, screening, KYC remediation, sanctions filtering, transaction monitoring technology, adverse media checks and other compliance-related functions. The reasons are obvious: scaling compliance…
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CJEU Rules Corporate Entities Can Be Sanctioned for AML Breaches Without Prior Individual Liability Findings (Case C-291/24)
The Court of Justice of the European Union has delivered an important judgment clarifying how Member States can hold financial institutions accountable for anti-money laundering violations. In Steiermärkische Bank und Sparkassen AG (Case C-291/24), decided on 29 January 2026, the Court addressed whether national courts can impose additional procedural hurdles before sanctioning legal entities for…
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Instant payments equals instant risks and why real time monitoring is now essential
The EU is making instant payments a standard feature of the financial system. For customers, that’s a win given money moves in seconds across borders. But for banks and regulators, it’s also a new headache. Instant payments don’t just speed up legitimate transfers. They also give criminals the ability to move illicit funds faster than…